The Process
Here's Exactly What to Expect
Three steps. No cost. No obligation.
- 1
A Conversation, Not a Sales Pitch
We start with a real conversation about your situation. Your doctors and hospitals. Your current prescriptions. Your budget and how much risk you want to carry. If you have questions about how Medicare works before we even get to plans — that's what this time is for. There is no script and no pressure.
You can meet by phone, video call, or in person. Daniel also makes house calls for clients who prefer it.
- 2
A Clear, Customized Comparison
After understanding your needs, Daniel researches the plans available in your area and builds a personalized comparison. Not a brochure dump — an actual side-by-side look at what you'd pay, which doctors are in-network, how your prescriptions are covered, and what happens in high-cost scenarios.
- ✓ He'll explain the trade-offs between Medicare Advantage and Medigap.
- ✓ He'll run your specific drugs through Part D formularies.
- ✓ He'll show you the real numbers, including what happens when you hit the coverage gap.
By the end, you will understand your options and feel confident in your choice.
- 3
Enrollment, Handled
Daniel handles the paperwork. You do not have to call carriers, navigate websites, or figure out effective dates. He manages the enrollment process and confirms everything is in place before your coverage starts.
- +
Ongoing Support (Yes, This Continues)
This is where Daniel is different from most brokers. He does not disappear after you sign up.
Every year during Annual Enrollment Period (October 15 – December 7), he proactively reviews your plan to make sure it still fits. If a carrier changes their network, drops a drug from their formulary, or if your health situation shifts — Daniel reaches out first.
He is your agent for the long term, not just for the sale.
Is this really free?
Yes. Daniel is compensated by the insurance carriers when you enroll in a plan — at no additional cost to you. His compensation does not change based on which plan you choose, so there is no financial incentive for him to steer you toward anything other than what's right for you.